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VOL. 40 | NO. 44 | Friday, October 28, 2016
SPECIAL EMPHASIS: HIGHER EDUCATION

THE millennial major

Entrepreneurship is a fast-growing part of college programs, from music to agriculture

Taylor Adkins wanted to start his own business before he even started college.

Small school tuition not what you think

This is the most important time of the year for college-bound high school seniors. Many are busy visiting college campuses, sweating over college entrance tests, juggling application deadlines and scavenging for scholarships.

Myths and facts about small private colleges

Myth: Many students owe more than $100,000 when they graduate.

College consultant says ‘It’s all about fit’

Diane Connolly, an independent college consultant and owner/founder of College Well Planned in Brentwood, has helped more than 500 students and their families navigate the complicated world of college admissions.

Local Weather
Currently
Nashville, TN
39.0°F
A Few Clouds
Wind: Calm mph
Humidity: 89%

EVENTS

League of Women Voters of Nashville Celebration of Suffrage. The League of Women Voters of Nashville, a local nonprofit organization encouraging informed and active participation of citizens in government, is hosting “Women’s Suffrage and Beyond” at the historic Hermitage Hotel on Thursday. Guest speaker David Ewing will share the story of the Hermitage Hotel and its role in the passage of the 19th Amendment. Tickets: $100 per person; $175 per couple, with proceeds going to the work of the organization. Cocktails and hors d’oeuvres will be served. 5:30 p.m.-7 p.m. Information: http://lwvnashville.org

more events »

Haslam’s board picks lauded by schools

Tennessee leaders are touting a transition in the state’s higher education system as a “landmark moment” amid the appointment of six boards designed to increase autonomy at universities statewide.

Haslam's trustee appointments

Gov. Bill Haslam's appointments to boards of trustees for Tennessee State University, Middle Tennessee State University, Tennessee Tech, Austin Peay, University of Memphis and East Tennessee State:

SAM STOCKARD: VIEW FROM THE HILL

4-year students seek tuition relief to quell debt

MTSU student Emily Webb cobbled together enough money to pay for her first year and a half of expenses.

RICHARD COURTNEY: REALTY CHECK

How to make an easy closing much harder

The family’s decision to sell its house is one that is seldom taken lightly and comes laden with emotion and passion.

REAL ESTATE

Top Middle Tennessee commercial transactions for September 2016

Top commercial real estate sales, September 2016, for Davidson, Williamson, Rutherford, Wilson and Sumner counties, as compiled by Chandler Reports.

Average US 30-year mortgage rate eases to 3.47 percent

WASHINGTON (AP) — Long-term U.S. mortgage rates declined this week, moving closer to historically low levels.

DAVID CLIMER: OUT OF LEFT FIELD

Vols the best in East, probably No. 5 overall in SEC

Based on the eye test – as well as what has transpired on the field – I think it’s pretty safe to say Alabama is the best team in the SEC.

DAVE LINK: UT SPORTS

Vols prepare for ‘grind’ of facing 5 weaker foes

Tennessee begins the easy part of its football schedule Saturday night at 6:15 p.m. (ESPN2) against South Carolina in Columbia.

TERRY McCORMICK: TENNESSEE TITANS

‘It’ factor continues to elude Mariota in second season

By the time many of you read this, Marcus Mariota might have already torched the Jacksonville Jaguars.

Titans' midseason breakdown

With the Titans reaching the midway point of the 2016 season, let’s get a quick evaluation of where they are in all aspects of their offense, defense, special teams and coaching with half a season left to play.

Titans breeze past Jaguars 36-22 to reach 4-4 for season

NASHVILLE (AP) — The Tennessee Titans head into the second half of the season believing they're right in the playoff mix now that they've already exceeded their win total from last year.

NEWSMAKERS

Bradley hires intellectual property attorney

Bradley Arant Boult Cummings LLP has hired Timothy L. Capria as an associate on the Intellectual Property team in Nashville. He previously was with Patterson Intellectual Property Law.

BEHIND THE WHEEL

Fiat 500X takes style tips from its smaller sibling

A distinctive choice among the vast SUV market, the 2016 Fiat 500X is a larger, taller version of Italy’s iconic small car, the 500, and is the first Fiat with all-wheel drive.

GUERRILLA MARKETING

Why it’s always important to trust yourself first

I’ve always contended that there are few business professions as challenging as a career in sales, so it’s not surprising that more than 45 percent of salespeople don’t meet their annual quota, according to a CSO Insights 2015 Sales Compensation and Performance Management Study. The reasons are varied and often involve sales discipline. In the sales world, discipline is often defined as setting an activity schedule and sticking to it.

CAREER CORNER

Should I be direct or indirect? Job hunting isn’t easy

Sometimes, the devil really is in the details. This is especially true when it comes to the questions you ask when you’re looking for a job. Asking the wrong question, or not asking the right question, can get you into trouble when you least expect it. And it can be tricky to know when to ask which questions.

I SWEAR

Column faces final deadline ... what did I miss?

Looking back, I’m struck by the irony: This column’s shutting down at year’s end. She’s been around, in one form or another, for 32 years. Read that: I’ve been on deadline, like, forever.

STATEWIDE

Early voting draws to a close today

NASHVILLE (AP) — Thursday is the last chance for Tennessee voters to cast early ballots.

REAL ESTATE

Average US 30-year mortgage rate rises to 3.54 percent

WASHINGTON (AP) — Long-term U.S. mortgage rates jumped this week, reaching their highest levels since late June amid indications of strength in the economy.

NATIONAL/INTERNATIONAL BUSINESS

Stocks move mostly higher, recovering from 7 days of losses

NEW YORK (AP) — Stocks were higher in early trading Thursday, putting the market on track to break a seven-day losing streak, but the gains were modest as investors remain transfixed on the potential outcome of next week's presidential election.

US services companies grew at slower pace in October

WASHINGTON (AP) — U.S. services companies grew at a slower pace in October, although the economy appears poised to continue expanding.

Applications for jobless aid hit highest level since August

WASHINGTON (AP) — More Americans applied for unemployment benefits last week, but jobless claims remain at levels that suggest most workers enjoy job security.

US productivity up at 3.1 percent rate in third quarter

WASHINGTON (AP) — The productivity of American workers rose in the July-September quarter at the fastest pace in two years, while labor costs slowed.

UK court brings Brexit plans screeching to halt

LONDON (AP) — Britain's High Court brought government plans for leaving the European Union screeching to a halt Thursday, ruling that the prime minister can't trigger the U.K.'s exit from the bloc without parliamentary approval.

3 takeaways from Fed's move to leave rates but hint at hike

WASHINGTON (AP) — With six days before Americans choose a new president, the Federal Reserve sent a dual message Wednesday: It isn't yet time to raise interest rates.

SEC joins list of agencies probing beleaguered Wells Fargo

NEW YORK (AP) — Wells Fargo has confirmed the existence of an investigation by the Securities and Exchange Commission into its sales practices, and the bank revealed that it has almost doubled funds set aside to deal with its ongoing legal problems.

Fannie Mae posts $3.2B profit in 3Q; paying $3B dividend

WASHINGTON (AP) — Mortgage giant Fannie Mae reported net income of $3.2 billion from July through September, up from $2 billion a year earlier, as its losses declined on investments it uses to hedge against interest rate swings.


WEDNESDAY, NOVEMBER 2
STATE LEGISLATURE

More than $16M flows to Tennessee legislative candidates

NASHVILLE (AP) - More than $16 million in political contributions has flowed to candidates running for seats in the Tennessee General Assembly this year.

Restoration work on cupola of Tennessee Capitol underway

NASHVILLE (AP) — Restoration work is getting underway on the cupola of the Tennessee Capitol building.

MUSIC INDUSTRY

Country star Kenny Chesney honored with 1st of 2 awards

NASHVILLE (AP) — Country star Kenny Chesney picked up his first of two major awards in as many days on Tuesday just after releasing the 17th album of his career, "Cosmic Hallelujah."

REGION

After explosion, company aims to restart gas pipeline

HELENA, Ala. (AP) — Executives at a pipeline company say their goal is to restart the line as early as this weekend after an explosion and fire shut down gasoline shipments to millions across the South.

TECHNOLOGY

LinkedIn, Glassdoor add tools to reveal your pay potential

SAN FRANCISCO (AP) — Money isn't everything, but it counts for a lot at work. That's why work-related websites like LinkedIn and Glassdoor are adding new online tools to help professionals understand their salary potential.

AUTO INDUSTRY

US safety agency closes Nissan air bag probe without recall

DETROIT (AP) — U.S. auto safety regulators have closed an investigation into Nissan Rogue air bags without seeking a recall.

Ford's US sales fell 12 percent in October

DETROIT (AP) — Ford Motor Co. says its U.S. sales fell 12 percent in October, hampered by a slowing market and a safety recall.

NATIONAL/INTERNATIONAL BUSINESS

Though Fed leaves key rate alone, it hints at coming hike

WASHINGTON (AP) — The Federal Reserve left interest rates unchanged Wednesday, six days before Americans choose a new president, but hinted that it would raise rates soon, possibly in December.

Stocks struggle again as investors eye 2016 election

NEW YORK (AP) — Stocks retreated for a seventh consecutive day on Wednesday, the market's longest decline in five years, as investor worries about the U.S. presidential election continued to weigh on the market.

US airlines expect Thanksgiving travel to rise 2.5 percent

The nation's leading airlines are confident they can handle higher Thanksgiving travel this year partly because more people have signed up for quick-screening programs that are designed to keep airport security lines moving.

Economic advisers prod German government for more reforms

BERLIN (AP) — The German government's panel of economic advisers pushed Wednesday for more reforms in Europe's biggest economy, including a higher retirement age, and said Britain shouldn't be given substantial concessions on immigration as it negotiates its exit from the European Union.

Fed is widely expected to leave key interest rate unchanged

WASHINGTON (AP) — With voters set to choose a new president and Congress in six days, the Federal Reserve will likely keep a low profile when it ends a meeting Wednesday to try to ensure it doesn't become part of the debate at the close of a tumultuous political campaign.


TUESDAY, NOVEMBER 1
MUSIC INDUSTRY

Country hitmaker Claude 'Curly' Putman dies

NASHVILLE (AP) - Country songwriter Claude "Curly" Putman, who wrote iconic country songs like "He Stopped Loving Her Today," ''D-I-V-O-R-C-E," and "The Green, Green Grass of Home" has died. He was 85.

Ricky Skaggs, Chris Stapleton honored by ASCAP

NASHVILLE (AP) — Grammy-winning bluegrass and country artist Ricky Skaggs and bluegrass singer-turned-country star Chris Stapleton were honored at the ASCAP Country Music Awards on Monday night.

NASHVILLE AREA

Mayor proposes $12m for police body cameras

NASHVILLE (AP) — Mayor Megan Barry says she will push for a $12 million undertaking to equip all Nashville police officers with body cameras.

STATE LEGISLATURE

Tennessee statehouse refuses to release sex harassment data

NASHVILLE (AP) — Legislative leaders have said that sexual misconduct accusations levied against ex-lawmaker Jeremy Durham are not demonstrative of the state Capitol culture, but officials have refused to give data about sexual harassment in state government.

STATEWIDE

Haslam to kick off annual public budget hearings next week

NASHVILLE (AP) — Gov. Bill Haslam is kicking off his annual public budget hearings next week as he gets ready to put together his annual spending plan for the state of Tennessee.

REGION

Explosion in Alabama shuts gas pipeline, shortages possible

HELENA, Ala. (AP) — A fatal explosion has shut down a pipeline supplying gasoline to millions of people across the Southeast — the second accident and shutdown in two months — raising the specter of another round of gas shortages and price increases.

Company: Main gas pipeline out for rest of week

HELENA, Ala. (AP) — Colonial Pipeline says it has restarted one of its two main pipelines after an explosion in Alabama, but anticipates that its main gasoline line will remain down the rest of this week.

AUTO INDUSTRY

October auto sales slow; GM, Nissan down 2%

DETROIT (AP) — It's a chilly autumn for U.S. auto sales. Sales of new cars and trucks were expected to fall in October as consumer demand wanes.

NATIONAL/INTERNATIONAL BUSINESS

Stocks fade as nervous investors watch 2016 election

NEW YORK (AP) — Stocks closed broadly lower on Tuesday, as nervous investors continued to monitor the run-up to the 2016 election, which is turning out to be closer than previously expected.

US construction spending slumped in September

WASHINGTON (AP) — U.S. builders cut their spending on construction projects in September, the second straight monthly decline. Much of the decrease came as government spending for schools, sewers and transportation projects tumbled — part of a broader yearlong decline as infrastructure funding has become a key policy issue in the presidential election.

US factory activity picked up in October

WASHINGTON (AP) — Manufacturing expanded in the United States and China last month, good news for a sputtering global economy.

Newspaper deal falls apart as Gannett gives up on Tronc

NEW YORK (AP) — USA Today publisher Gannett walked away Tuesday from its attempted takeover of Tronc, the owner of the Los Angeles Times, Chicago Tribune and other major dailies.

US companies see grim outlook in Cuba despite Obama opening

HAVANA (AP) — For a while Saul Berenthal and Horace Clemmons were the seventy-something poster boys of U.S.-Cuba detente.


MONDAY, OCTOBER 31
NASHVILLE AREA

Baker Donelson merges with Ober/Kaler of Baltimore

Baker Donelson is merging with national law firm Ober/Kaler effective Jan. 1, creating one of the 50th largest law firms in the country.

SPORTS

Hendersonville RB Hurd leaving Vols, plans to transfer

KNOXVILLE (AP) — Tennessee running back Jalen Hurd has indicated he plans to transfer, leaving the Volunteers without one of the most prolific runners in school history as they attempt to snap a three-game skid that has dropped them out of the Top 25.

Star receiver Andre Johnson retires after 14-year career

NASHVILLE (AP) — Star wide receiver Andre Johnson is retiring after 14 seasons in a career mainly spent with the Houston Texans.

STATEWIDE

Tennessee accepting tourism grant applications

NASHVILLE (AP) — The state is offering another set of tourism grants to encourage cities and counties to invest in infrastructure that will inspire people to visit an area.

NATIONAL/INTERNATIONAL BUSINESS

US indexes waver as traders use caution ahead of election

NEW YORK (AP) — Stocks were mostly unchanged on Monday, despite some positive economic data and a raft of big new merger announcements over the weekend.

Consumer spending rebounded in September

WASHINGTON (AP) — Consumers boosted their spending in September at the fastest pace in three months, while their incomes grew by a modest amount.

Eurozone economy grows at muted rate as inflation picks up

LONDON (AP) — The 19-nation eurozone economy eked out another quarter of muted growth in the third quarter of the year, and saw inflation rise in October to its highest level in more than two years as oil prices rebound from decade-lows, official figures showed Monday.


FRIDAY, OCTOBER 28
STATE LEGISLATURE

At least 6 lawmakers had financial ties to GOP donor Miller

NASHVILLE (AP) - At least six current and former Republican lawmakers in Tennessee had financial ties to a prominent GOP donor who recently settled a federal fraud case involving the military health care program.

MUSIC INDUSTRY

Grand Ole Opry is going north to NYC with new venue

NASHVILLE (AP) — The Grand Ole Opry is going north. The famous venue for country music is branching out of Tennessee for the first time its 91-year history with a new restaurant and venue in Times Square.

STATEWIDE

Tennessee's 10 most endangered historic properties unveiled

FRANKLIN (AP) - The Tennessee Preservation Trust has unveiled its 2016 list of the 10 most-endangered historic properties across the state.

Tennessee heralds big improvement in science test scores

NASHVILLE (AP) — Gov. Bill Haslam says Tennessee students made the fastest strides in the country in a national science test.

NASHVILLE AREA

Corrections Corp. changing name to CoreCivic in rebrand push

NASHVILLE (AP) - Corrections Corporation of America, the nation's largest private prison company, is changing its name to CoreCivic in an effort to rebrand and diversify.

Mark Bellinger, longtime TV reporter in Nashville, dies

NASHVILLE (AP) — Mark Bellinger, a longtime television reporter in Nashville, has died. He was 56.

COURTS

Eric Clapton sued by musician's estate over iconic song

NASHVILLE (AP) - The heirs of a Mississippi blues musician claim rock guitarist Eric Clapton gave a songwriting credit to the wrong artist.

Nashville family sues Amazon over $1M hoverboard fire

NASHVILLE (AP) - A family is suing Amazon for selling a hoverboard blamed for starting a fire that burned their $1 million home in Nashville.

REGION

Deep South drought kills crops, threatens herds, dries lakes

ATLANTA (AP) — Six months into a deepening drought, the weather is killing crops, threatening cattle and sinking lakes to their lowest levels in years across much of the South.

HEALTH CARE

Health law consumers face least choice in program's history

WASHINGTON (AP) — Americans in the health insurance markets created by President Barack Obama's law will have less choice next year than any time since the program started, a new county-level analysis for The Associated Press has found.

AUTO INDUSTRY

Volkswagen raises earnings outlook as it returns to profit

FRANKFURT, Germany (AP) — Volkswagen raised its sales and earnings outlook Thursday after bouncing back to a profit of 2.34 billion euros ($2.55 billion) in the third quarter from a large loss a year earlier, when it took a big charge from its car emissions scandal.

TECHNOLOGY

Twitter cuts staff, kills off Vine app amid pressure to grow

NEW YORK (AP) — Twitter, seemingly unable to find a buyer and losing money, is cutting about 9 percent of its employees worldwide.

Broadband privacy rules approved despite industry pushback

NEW YORK (AP) — Federal regulators have approved new broadband privacy rules that make internet service providers like Comcast and Verizon ask customers' permission before using or sharing much of their data, potentially making it more difficult for them to grow advertising businesses.

NATIONAL/INTERNATIONAL BUSINESS

Companies set monthly record for mergers, acquisitions

U.S. companies are cutting merger deals at a record pace even though antitrust regulators have moved to oppose several recent high-profile combinations.

US economy grew at its strongest pace in 2 years

WASHINGTON (AP) — Don't expect much more from the U.S. economy this year — it may have already peaked.

Stocks wilt after FBI inquiry into new Clinton emails

NEW YORK (AP) — A midday advance on the stock market wilted in afternoon trading Friday after the FBI notified Congress that it will investigate new emails linked to Democratic presidential candidate Hillary Clinton.

New rules aim to help students clear loans in cases of fraud

BOSTON (AP) — The government has issued new rules meant to help students get their federal loans erased in cases involving fraud and misconduct by their schools.

Altria to close 2 tobacco facilities affecting 580 workers

RICHMOND, Va. (AP) — Altria, the maker of Marlboro cigarettes, said Thursday that it will close manufacturing facilities in Pennsylvania and Illinois by early 2018, affecting about 580 workers.

Amazon courts food shoppers

NEW YORK (AP) — Amazon wants you to order your turkey, stuffing and cranberry sauce online this Thanksgiving — its latest effort to make its Prime subscription service a central part of food shopping, much the way it's done for other consumer goods.

NATIONAL POLITICS

Trump U staff included drug trafficker, child molester

WASHINGTON (AP) — Donald Trump says he hand-picked only the best to teach success at Trump University. But dozens of those hired by the company had checkered pasts — including serious financial problems and even convictions for cocaine trafficking or child molestation, an Associated Press investigation has found.

FBI investigating new Clinton emails

WASHINGTON (AP) — The FBI informed Congress Friday it is investigating whether new emails that have emerged in its probe of Hillary Clinton's private server may contain classified information. The FBI said in July its investigation was finished.

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